With rising wait times for both primary care and emergency care providers, Urgent Care Centers provide patients with greater access and an increasingly appealing alternative to ERs. Focused on patient-centric care with a heavy emphasis on convenience and customer service, Urgent Care Centers have been shown to increase patient satisfaction. Insurance companies drive traffic to lower-cost solutions like Urgent Care Centers compared to higher-cost models like ERs and hospitals.

At SEI New York, we realize that Urgent Care Centers are a specialized case; they don’t require the same coverage as ERs but have different insurance needs from the typical physician’s office.

  • We offer unique insurance products specially designed for Urgent Care Centers and scalable to meet the needs of each particular business.
  • We have a broad existing client base and strong personal relationships with the leading operators in the industry.
  • We possess the greatest market knowledge, claim handling and current book of Urgent Care Center business and internal, deep underwriting and program expertise.
  • In 2016, Schaefer Enterprises was ranked among the top healthcare insurance brokers in the US in Insurance Business America’s list of US Specialty Brokers

Insurance for Urgent Care Centers – Focus on Select Insurance Products:

Medical Malpractice Insurance

Physicians, physician assistants and nurse practitioners need Medical Malpractice insurance to cover personal and professional liability in the event of a claim. SEI New York can discuss your options so that you know exactly what’s covered according to your specialty and practice. Learn more about Medical Malpractice Insurance >

Business Owners Policy

A Business Owners Policy combines the basic coverage that a small or medium-size business needs to protect against a number of liability and property risks. For example, property coverage includes fire, damaging wind storms and other covered calamities, in addition to the loss of business income and extra expenses as a result of a covered property loss. A Business Owners Policy is often more affordable because the protection offered by separate plans is rolled into one product that offers broader coverage. Optional coverages include: equipment breakdown, employee dishonesty, money and securities, and more.

Workers’ Compensation & Disability

New York State requires Workers’ Compensation insurance and disability insurance to protect against lawsuits that are a result of accidents in the workplace. Workers’ Comp helps with medical care for injured employees and compensation for lost income. For those not covered by Workers’ Comp, Disability covers a percentage of the employee’s lost wages.

Cyber and HIPPA Violation Coverage

Most cyber policies will specifically exclude HIPPA coverage in the event of a data breach. At SEI, we make sure HIPPA violations are included in your coverage.

Employment Practices Liability Insurance (EPLI)

Sexual harassment, discrimination, breach of employment contract and wrongful termination are examples of the type of lawsuits covered under Employment Practices Liability Insurance (EPLI). EPLI protects your Urgent Care Center against the financial costs of lawsuits brought by former or current employees.

Telemedicine

In an effort to improve patient communication and monitor their patients’ clinical health, many providers are making telemedicine a part of their practice. For Urgent Care Centers and other healthcare facilities and practitioners, telemedicine opens up a new area of liability concerns.
SEI New York can allay your fears with comprehensive insurance solutions including professional liability, medical malpractice and cyber liability.

Should your Urgent Care Consider a Captive Solution?

At times, companies in need of insurance are faced with coverage options that are either insufficient for their requirements or call for hefty premiums. Captive Insurance, also referred to as being “self- insured,” offers non-insurance companies the opportunity to address unique risk management needs by creating their own insurance vehicle. There is no better partner than SEI to help with your Captive setup.

CAPTIVE BENEFITS:

  • Shields your organization from traditional market premium fluctuations.
  • Provides coverage in all 50 states.
  • Provides tax benefits on premium payments.
  • Creates opportunities for potential underwriting profits.

Learn more about Captive Insurance here >

Contact Schaefer Enterprises, Inc. to learn more about Insurance for Urgent Care Centers. Call 877.237.2481 or contact us.