
You’ve invested hundreds of thousands of dollars in your career and we have invested our time to lead you to the best carrier for your specialty. Because there is no such thing as tort reform, allow our Med Mal team to explain your options individually.

|
|
Claims Made vs. Occurrence A claims made insurance policy means that if the policy is in effect at the time when a malpractice claim is made, an insurance company is responsible for its payment up to the limits of the policy, regardless of when the event causing the claim occurred.
|
Occurrence In an occurrence based insurance policy, if the policy is in effect at the time an event causing a malpractice claim occurs, the insurance company is responsible for its payment up to the limits of the policy, regardless of when the actual claim occurs.
|
|
|
Tail Coverage Tail coverage responds to incidents that have not been reported to the company during the policy term. Some companies will offer free tail at retirement, subject to certain conditions. Only purchased after a claims made policy is canceled or non renewed.
|
Health Care Facility Protecting your healthcare facility with Professional Liability and General Liability is available for multiple entities ranging from surgery centers, imaging laboratories to physical rehabilitation centers. The General Liability coverage "slip and fall protection" can be combined with the same carrier in most cases.
|
|